When the parties negotiate and agree to a settlement, often it isn’t going to be a lump sum, but can be allocated in different ways. This picture is sure to get even more complex when ACA provisions become more prominent. Even if you have an expert nurse life care plan as part of the initial negotiations, it often makes sense for the parties to work with a nurse life care planner, a financial planner, and a specialist in governmental and other benefits to be sure the distribution plan makes sense to meet projected needs.

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